UPDATE: Equifax Data Breach Settlement

Over the past year or so, I have written about the Equifax Data Breach that occurred in 2017.  There was a subsequent post about how those affected by the breach could file a claim for free credit monitoring or money.  If you are like me, I was wondering when I should expect to see a small check from the company.


According to USA Today, that day may be coming sooner rather than later.  An article posted on its website states:

On Tuesday, the U.S. District Court for the Northern District of Georgia finalized the settlement, announced by the Federal Trade Commission on July 22. The landmark data breach was the largest-ever in U.S. history.

With Tuesday’s finalization, customers have until January 22nd to file a claim for part of the settlement.  There are three ways to check claim eligibility: 1) go to the settlement website at  equifaxdatabreachsettlement.com.  You will be required to input your last name and last six digits of your social security number, 2) call the Settlement Administrator at 1-833-759-2982, or 3) send an email to info@equifaxdatabreachsettlement.com.

To reiterate, those eligible for claims have the option of receiving up to 10 years of credit monitoring or $125 USD.  The dollar could be significantly less, it is dependent on the amount of cash claims requested.  There is also an option to claim $25 USD for up to 20 hours if any of your personal data was compromised, documentation has to be provided.  Customers will be reimbursed up to $20,000 USD for any services used to counteract the breach.

I do not know how all of this will play out, but I do not expect too much of anything from the company.  Please let me know if you all receive correspondence or part of the settlement from Equifax.

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